Umrah should be performed only when you have the ability to bear its expenses. Otherwise it is not compulsory to take loan for carrying out Umrah. Islamic banks provide favor of loan to the Muslims as it is keen desire of Muslims to visit the House of Allah. Muslims can easily collect the blessings of Allah Almighty by performing Umrah but later, loan becomes the cause of worry. Try to collect money and perform Umrah by your own.
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